Young Drivers Penalised Twice Car Insurance
I’m a young driver who’s just managed to convince my parents to help me buy a car. We knew the motor insurance premium was going to be expensive, I think it’s unfair that young drivers get penalised twice; firstly for having no insurance history, and so don’t qualify for the no-claims discount, and secondly because we have, on average, more accidents…but being an average doesn’t mean we’re all going to have accidents, I’m a very conscientious person and understand the consequences of driving recklessly (unlike some of my friends!). I think there needs to be some additional risk assessment for young drivers to establish the likelihood that they’ll fall into the high risk category, because at the moment we are all being punished for the sake a few dangerous young drivers. Still, I was very happy with the quote that I finally received; it was competitive and had all the add-ons I wanted. Thanks.