Getting Where You Need to Be
Some creditors will call you three, four, even five times a day! No matter what you tell them they just keep calling. This situation can get very depressing, it literally put me in the hospital. After finally having enough I looked into getting a personal loan and found it was a lot easier to get than a debt consolidation loan, and cheaper in the long run! I was able to get the loan, settle with the creditor- I only offered him about forty percent of what he asked for and he took it! So in the end I had money left over from the loan!
